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• A New Option for Providing Health Coverage in 2020

  Learn more about Individual Coverage Health Reimbursement Arrangements and how they may help small businesses offer employee health coverage.

• Behavioral Biases That Can Lead to Costly Mistakes

  Learn about six blind spots that can lead to regrettable portfolio decisions (and how investors might avoid them).

• Business or Hobby? It’s All About Taxes

  The difference between a money-losing business and a hobby matters at tax time. This article presents IRS criteria for making the distinction.

• Classifying Workers: Know the Rules and Risks

  This article explores the complex web of federal and state tax and employment laws that determine how businesses must classify workers.

• Closed-End Funds May Offer Higher Income

  Discover why closed-end funds may offer potentially higher income streams than traditional mutual funds holding similar securities.

• Do Target-Date Funds Hit the Bull’s-Eye for You?

  More than half of 401(k) participants invest in target-date funds, but are they right for everyone? This article provides an overview.

• Don’t Let a Disaster Keep the Lights Off Forever

  As a small-business owner, do you know the types of coverages that may or may not be included in a standard business owner policy?

• Early Retirement and Your Tax-Deferred Savings

  Find out how the rules for early-distribution penalty exceptions differ for withdrawals from traditional IRAs and employer-sponsored plans.

• Five Red Flags That Raise the Odds of an Audit

  Ever wonder why the IRS might take a closer look at a taxpayer’s return? This article discusses different types of audits and what might trigger one.

• Give and Receive with a Charitable Remainder Trust

  Discover how to give a substantial gift to a favorite charity while receiving a flow of income during your lifetime.

• HOT TOPIC: Government Acts to Blunt Financial Impact of Global Pandemic

  A discussion of the measures being taken by the federal government to support workers, businesses, financial markets, and the economy in these trying times.

• HOT TOPIC: Manufacturing Slowdown. . .What Does It Mean for the Economy?

  This article looks at some of the reasons behind the manufacturing slowdown and what it might mean for the broader U.S. economy.

• Hot Topic: The Ag Economy: Tough Times for Farmers in 2019

  Farm bankruptcies rose in 2019, despite billions in federal support. This article discusses the effect on rural communities and regional economies.

• HOT TOPIC: The Coronavirus and the Global Economy

  An examination of how China’s coronavirus-driven slowdown has affected global business activity and a look at its potential economic impact.

• HOT TOPIC: The SECURE Act and Your Retirement Savings

  A discussion of the important provisions in the SECURE Act that could affect retirement, tax, and estate planning strategies.

• HOT TOPIC: Two Trade Agreements Offer Optimism, But Uncertainty Remains

  A look at the U.S.-China “skinny” trade deal and the U.S.-Mexico-Canada Agreement, and their potential impact on consumers and the U.S. economy.

• Is It Time to Step Up Your Digital Marketing?

  Now that 28% of Americans report being online “almost constantly,” could digital marketing be a cost-effective way to attract new customers?

• Living Benefits Can Help Counter Retirement Risks

  Optional riders that add living benefits to annuities might help retirees address two financial risks: outliving their savings and paying for long-term care.

• Looking for Value with P/E Ratios

  Discover the basics of P/E ratios, with an emphasis on analyzing them in the appropriate context for making meaningful comparisons.

• Medicare Open Enrollment

  This article explains the changes that Medicare beneficiaries can make during the annual open enrollment period from October 15 to December 7.

• Municipal Bonds

  Tax changes in the 2017 Tax Cuts and Jobs Act affect some investors more than others, with implications that spill into the municipal bond market.

• Online Shopping Tips

  As web-based retail sales continue to grow, these tips may help ensure a safer online shopping experience.

• Prices and the Economy

  Low inflation may seem like good news, but it has a darker side. See which factors might be driving down inflation in the United States.

• Qualified Charitable Distributions

  Discover how qualified charitable distributions work and why they may now be more valuable than taking a tax deduction.

• Rain, Sleet, Snow — and Lawsuits?

  Icy winter walkways can lead to injuries and lawsuits. Find out how an umbrella policy can offer higher liability coverage.

• Retirement Plans for the Self-Employed Dangle Tax Benefits

  Solo 401(k) plans and SEP IRAs may help small-business owners and the self-employed shelter more income from taxes and save for the future.

• Retirement Savings: Traditional, Roth, or Both?

  How does a traditional or Roth structure affect your IRA or employer-sponsored retirement plan? And what do their differences mean for older workers?

• Running with the Dogs

  See how the Dogs of the Dow, an investing strategy known for chasing dividends and value, can be implemented through a unit investment trust.

• Setting a Retirement Savings Goal

  This article features a worksheet to help you estimate the savings you might need to generate your desired retirement income.

• Stay-at-Home Spouse? Consider a Spousal IRA

  Stay-at-home spouses can fall behind in saving for retirement. This article explains how a spousal IRA can help keep retirement savings on track.

• Taming Investment Taxes

  Do you know how investments are taxed and which strategies can help improve a portfolio’s tax efficiency?

• Three Generations of Retirement Strategies

  Millennials, Gen Xers, and baby boomers face different challenges in pursuing retirement goals. This article offers strategies to help address them.

• Three Lessons from Retirees

  A survey of workers and retirees yielded three key findings that may prove helpful in planning for retirement. Find out more.

• Three Regrets of Retirees

  More than half of retirees surveyed had retirement planning regrets. Explore the three most common mistakes and how to avoid them.

• What Is Cyber Insurance, and Do You Need It?

  Cyber attacks and loss of data can be devastating, so businesses should be proactive about addressing this risk.

• What’s Required of the Executor of an Estate?

  Being named the executor of an estate can be an honor, but this overview shows why it can also be a difficult and time-consuming job.